About Heritage

Coldwater Insurance AgencyHeritage Insurance Services offers a wide range of insurance products for your Personal, Commercial, Life and Health insurance needs. Our goal at Heritage Insurance is to provide you with a one-stop insurance shop for a high level of personalized customer service and competitive pricing. Let us be the only agency for all of your insurance needs… contact us today!


Mark Reigelsperger started in the insurance industry in 1988 as a commercial underwriter. In 2001, he founded Heritage Insurance Services beginning with his own auto and home policies. The agency is set up as a one-stop shop for all of your insurance needs. Since then, through hard work and the best staff in the insurance business, the agency has grown to be to well respected amongst peer agencies as one of the most knowledgeable and best customer service oriented agencies in western Ohio. The staff at Heritage Insurance believes in the Woody Hayes philosophy of “You win with people” and at Heritage Insurance you too will win with our knowledgeable and caring staff.

Over the years, other independent agents and agencies have decided to join the Heritage Insurance Services team. There is no greater compliment to our outstanding service, than to have these agents & agencies entrust us with the service of their former clients. Heritage Insurance is proud to service all the former clients of Joseph Marshall Insurance (Englewood & Tipp City, Ohio), David “Dave” Kearney Insurance (Dayton, Ohio) and Damian Dorsten Insurance (Bryan, Ohio).

Heritage Insurance Services offers products and services through some of the best insurance carriers in the market today. Along with Erie Insurance Group, we represent Celina Group, Donegal, Foremost, Grange, Hartford, Liberty Mutual, Pekin, Philadelphia, Progressive, Safeco, and Westbend-NSI as well as many other life & health and specialty auto carriers. Our goal at Heritage Insurance is to provide you with the best coverage for the best rate possible, and as always, the highest level of customer service.

In 2015, as a leading service oriented agency, we implemented a Customer Claims Coordinator position to assist customers throughout the claims process to ensure their understanding of the claims process and settlement. Let Heritage Insurance Services be the only agency for all of your insurance needs. Contact us today!

An Independent Advantage

We are Independent Agents in Coldwater, Ohio, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Heritage Insurance Services represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.
April 29th, 2016 by Heritage Insurance Services